Rent or Buy

Rent or Buy Calculator

Cumulative Costs of Renting and Buying

Rent
€ 745,225
Buy
€ 380,045
Over the term of your 30-year evaluation period, you will save €365,180 by buying instead of renting
Created with Highcharts 6.1.0 Year Dollars Advantage of Buying over Renting Advantage of Buying 0 5 10 15 20 25 0 5k 10k 15k 20k

Integrate Calls to Action into Your Calculators

Depending on how fast prices and rents rise and how long you stay in your home, you may be better off renting rather than buying. Factors that are part of the equation are the difference in monthly rent versus mortgage payment, home value appreciation, annual rent increases, the interest rate you will pay on your loan, your marginal tax rate and the yield you might receive on savings. When looking at these factors, consider the present value of each option. The one with the lower present value will be the better financial choice.